Contact

First home buyers

Contact us

Buying your first home

Buying your first home is a major milestone and we’re here to make sure it feels less stressful, more exciting and completely achievable.
At Finestream, we take the time to understand you, your goals, your financial position, and your vision for the future. From understanding what you can afford to choosing the right loan, we simplify the process and support you at every step. You'll have a dedicated expert by your side who can answer your questions in plain English, remove the overwhelm, and help you feel in control from start to finish.
Whether you're just starting to explore your options or ready to take the leap, we’ll help you feel confident in your decisions and make sure the experience of buying your first home is one you’ll actually enjoy.
Contact us
Read FAQs

Award-winning finance

We've been nationally acknowledged for our commitment to delivering smart, efficient finance solutions. That same award-winning approach flows through everything we do, including residential property, ensuring our clients receive tailored advice and support, every step of the way.

Built for homeowners.
Your Finestream advantage.

Whether it’s your first home, next home, or a smart investment, we help you secure the right loan with expert advice and a personal touch from start to settlement.

Frequently asked questions

For many first home buyers, saving for a deposit is often the biggest challenge. Most lenders require a 10-20% deposit, but there are options for lower deposits (as low as 5%) with Lenders Mortgage Insurance (LMI) or government schemes.

Your borrowing power depends on factors like your income, expenses, credit score, and existing debts. We can help assess your situation!

LMI is a one-time fee lenders charge when your deposit is less than 20%. It protects the lender, not the borrower, but can help you buy sooner with a smaller deposit.

A pre-approval is confirmation from a bank that they are willing to lend you the funds needed to buy a property. It helps you understand your budget and makes you a stronger buyer.

The best way to start is to talk to us!
Let's chat
Hear the latest from Finestream

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Finestream Capital
Finestream Capital Pty Ltd is a Corporate Credit Representative (410473) of Finsure Pty Ltd (Australian Credit Licence Number 384704).
Finestream Homeloans
Finestream Homeloans Pty Ltd is Corporate Credit Representative (481484) of LMG Broker Services Pty Ltd ( Australian Credit Licence number 517192).
FInestream Accounting
Liability limited by a scheme approved under Professional Standards Legislation.
© Copyright 2025 Finestream Capital Pty Ltd. All Rights Reserved
Privacy Policy Code of Ethics
Website by DeeperLook