Last week, the RBA announced a $90 billion term funding facility for banks, with the directive that banks should use it to lend to SMEs (Small Medium Enterprises). The amount banks are eligible to borrow will depend on how much they lend out to businesses. For...

Here at Finestream Capital we are working tirelessly to provide financial assistance, and keep you updated. Our team will continue to provide great service, now more than ever. It’s a rapidly changing environment but the new stimulus package and is intended to help small businesses stay...

First Home Loan Deposit Scheme; What is it!? The new government initiative enables First Home Buyers to purchase or build their first home with a deposit as little as 5%, without the need to pay Lender’s Mortgage Insurance. A fact sheet outlining this scheme and your eligibility...

The government has recently increased the threshold for the instant asset write-off to $25,000. The increase looks to entice the small business sector ahead of the next federal election. Announced last week, Prime Minister Scott Morrison pledged to increase the small business instant asset write off...

Late last year, The Government announced that it would legislate for a mandatory comprehensive credit reporting regime to come into effect by 1st of July 2018, requiring the big four banks to participate fully in the credit reporting system. This measure will give lenders access to...

You spent a lot of time saving to buy a home, and once you finally have enough for that huge expense, the last thing you want to do is spend even more. But have you considered the possibility of adding more value to your home...

Whilst not everybody talks about it, when transacting in the Australian property market, taxes and levies are part of the package deal.  One of the most expensive costs you’ll come across when buying Australian properties is stamp duty, a tax imposed by the state government....

So often the focus is on getting the home loan the best rate, fees etc but the real benefits come in taking a few extra steps to ensure you are above average. Here's what you can do: Pay less interest – keep your savings inside your...

Why 5.6% is the magic number to remember. The challenge for many homebuyers is understanding all the costs associated with purchasing a new home. The purchase price of the property is the most obvious cost however it’s important to understand the additional costs and how they...