Truck finance helps businesses or individuals purchase trucks or heavy vehicles without paying the full amount upfront. It can include loans, leases, or hire purchase agreements tailored to your needs.
Truck finance is available to a range of applicants including sole traders, companies, trusts, partnerships, and even first-time buyers entering the transport industry.
You can choose from chattel mortgages, truck leases, commercial hire purchases, or operating leases. Each option offers different benefits depending on how you want to structure ownership, repayments, and tax deductions.
Yes, both new and used trucks can be financed. Some lenders have age or condition limits for older trucks, so it’s worth checking before you buy.