Did you know that investment scams lead to the highest financial losses in Australia? In fact, Australians lost $1.3 billion to investment scams last year. While investment scams may occur less frequently than other types of scams, they can leave a devastating impact. There are many...

The Australian Taxation Office (ATO) has revealed it will be paying close attention to three key things on tax returns for this financial year.   The first relates to property investors making mistakes when it comes to repairs and maintenance deductions.   “You can claim an immediate deduction for...

We know that saving for a deposit for your first home requires discipline and can be hard work, especially when the market is influenced by interest rate movements and ever growing values. But don't let frustration signal the end of the road! As experienced Brokers, we believe...

Tracking your expenses is fundamental to effective budgeting for three key reasons: 1. Increased Awareness: It shines a light on your spending patterns. Without tracking, you might misestimate how much you spend on certain categories, making it difficult to allocate your income effectively. Visualising your transactions,...

A fresh year is a perfect time to refresh your finances, and we've got some helpful money-saving tips to get you started: Budgeting and Tracking: Know where your money goes: Track your expenses for a week, fortnight, or month to understand your spending habits. Use a...

Getting a personal loan can help you in several ways, depending on your financial situation and how you use the funds. Here are some common reasons people opt for personal loans and how they can be beneficial: Debt Consolidation: If you have multiple high-interest debts,...

Saving for that mid-year holiday can be a daunting task, but with a bit of planning and discipline, it's achievable. Here are our top five tips for saving towards a holiday: Set a realistic budget: Before you start saving, create a realistic budget for your...

Medicare, Optus, Latitude and more large companies in Australia (and throughout the world) have succumb to cyber attacks and data breaches this year alone, which begs the question should you apply a credit block for your security. There has been a significant increase in cyber attacks...

Freaking out about rising interest rates? If you're currently on a fixed rate, it's important to know the extra costs for when you roll off your fixed rate. Last year, fixed lending made up over 40% of the total mortgage market. So as you may start...