Novated Lease & Salary Packaging

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Need a novated lease, or salary packaging?

As an employee, you may be given the option to take out a novated lease, or a fully maintained novated lease otherwise known as salary packaging.

A novated lease is a three way agreement between the lender, you the employee, and your employer. You are able to lease the car and have the lease repayments deducted from your pre-tax salary.

A fully maintained novated lease or salary packaged vehicle allows you to package the cost of the car as well as its operating costs and deduct them from your pre-tax salary.

The typical operating costs that are usually included in a fully maintained novated lease are:

  • Finance
  • Fuel
  • Insurance
  • Registration
  • Warranty
  • Repairs and maintenance

A novated lease or fully maintained novated lease would suit anyone who is given the option by their employer of having a vehicle as part of their salary package, and wanted to know the exact cost to them of owning their vehicle.

Discover the Finestream difference

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