As part of our Finestream service, we are currently engaging in a thorough manual review of our clients' loans that involve fixed portions or entirely fixed home loans. Providing our clients with a comprehensive guide on what to anticipate upon the expiration of their fixed...

Freaking out about rising interest rates? If you're currently on a fixed rate, it's important to know the extra costs for when you roll off your fixed rate. Last year, fixed lending made up over 40% of the total mortgage market. So as you may start...

There's been some exciting news in the lending space, where for new and existing customers and new applications, an LMI Waiver is on offer to Registered Nurses and Midwives. Lenders Mortgage Insurance (LMI) is a one-off, non-refundable, non-transferrable premium that's added to your home loan...

With the .5% increase to the cash rate (as of 7/6/22) we want to know how we can save money on our home loans. Here's 5 ideas that can save you money.   1. Setup your home loan repayments to weekly or fortnightly By setting up weekly...

With the RBA's cash rate hike last week there is a little bit of panic in the air. In times like this it's important to get educated, understand the basics, and then make smart decisions. Let's simplify this, and then we hope you can make an...

Are you ready for the home loan rate increase? Let's look at what is happening in the market with a general home loan update, including a rate update. The Reserve Bank of Australia met earlier this month and the general consensus is the economy is recovering...

First Home Loan Deposit Scheme; What is it!? The new government initiative enables First Home Buyers to purchase or build their first home with a deposit as little as 5%, without the need to pay Lender’s Mortgage Insurance. A fact sheet outlining this scheme and your eligibility...

Whilst not everybody talks about it, when transacting in the Australian property market, taxes and levies are part of the package deal.  One of the most expensive costs you’ll come across when buying Australian properties is stamp duty, a tax imposed by the state government....