We know that saving for a deposit for your first home requires discipline and can be hard work, especially when the market is influenced by interest rate movements and ever growing values. But don't let frustration signal the end of the road! As experienced Brokers, we believe...
The Australian Taxation Office has reminded small businesses they may be eligible for tax concessions. Businesses with an aggregated turnover of less than $2 million can qualify for capital gains tax (CGT) concessions, including the small business 15-year exemption, small business 50% active asset reduction, small...
Tracking your expenses is fundamental to effective budgeting for three key reasons: 1. Increased Awareness: It shines a light on your spending patterns. Without tracking, you might misestimate how much you spend on certain categories, making it difficult to allocate your income effectively. Visualising your transactions,...
A fresh year is a perfect time to refresh your finances, and we've got some helpful money-saving tips to get you started: Budgeting and Tracking: Know where your money goes: Track your expenses for a week, fortnight, or month to understand your spending habits. Use a...
Getting a personal loan can help you in several ways, depending on your financial situation and how you use the funds. Here are some common reasons people opt for personal loans and how they can be beneficial: Debt Consolidation: If you have multiple high-interest debts,...
Australian motorists bought 96,859 new vehicles in July, beating the previous July record of 92,754 that was set in 2017. The Federal Chamber of Automotive Industries (FCAI) also reported that 14.7% more new vehicles were sold in July than the same time last year, with every...
Are you looking to buy a home and you enjoy nothing more than having a punt? If so, you may be surprised how your gambling habits will affect your chances of being approved for a home loan. Here's everything you need to know about Sportsbet...
As part of our Finestream service, we are currently engaging in a thorough manual review of our clients' loans that involve fixed portions or entirely fixed home loans. Providing our clients with a comprehensive guide on what to anticipate upon the expiration of their fixed...
Saving for that mid-year holiday can be a daunting task, but with a bit of planning and discipline, it's achievable. Here are our top five tips for saving towards a holiday: Set a realistic budget: Before you start saving, create a realistic budget for your...
Medicare, Optus, Latitude and more large companies in Australia (and throughout the world) have succumb to cyber attacks and data breaches this year alone, which begs the question should you apply a credit block for your security. There has been a significant increase in cyber attacks...